Borderless Payments for African Talents

Raenest helps talents in Africa get paid faster by clients and businesses
globally while saving costs on fees.

Raenest for BusinessesRaenest for Freelancers
Loved by Freelancers & Employees at
Arise Health logoThe Paak logoOE logo2020INC logoEphicient logo

The easiest way to a suite of financial services

Multi Wallets
Auto Payroll
Invoicing
Cards
Virtual Accounts
Payments
Integrations

Global Accounts for African Businesses and Individuals

Multi-currency accounts that move at your speed—receive, send, spend, and manage your money effortlessly with global accounts built with Africa in mind.

Raenest for BusinessesRaenest for Individuals
Loved by leaders in Finance & Operations at
Arise Health logoThe Paak logoOE logo2020INC logoEphicient logo

The easiest way to a suite of financial services

Cards
Multi Wallets
Global Transfers
Invoicing
Conversions
Take every advantage

Comprehensive is a plus

INVOICES

Professional invoices

Create a crystal clear professional invoices with just a few clicks and and get paid in minutes.

Dictate how you want to be paid

Select from a wide range of payment options such as bank transfer, Paypal, Wise, Card and others

Schedule and automate employer billing

Easily automate billing of your employers and clients while you focus on your work

FOREIGN BANK ACCOUNTS

Get Virtual USD, GBP & EUR Accounts

Receive payments from anywhere in the world in major currencies with virtual bank accounts in your name.

Learn more >
GLOBAL ACCOUNTS

USD, GBP, EUR bank accounts

Open a US Dollar,  United Kingdom Pounds, European Euro, Nigerian Naira, account in your name in less than 5 minute

Zero conversion fee at best rates

Convert at market-leading, real-time rates in multiple currencies  with zero fees

Send and receive money globally

Get paid by global clients and businesses in minutes like a local

Receive money without borders

Enjoy the best exchange rates

Secured high quality tech protection

Beautiful cards for your spending

SEND PAYMENTS

Make Payouts to Banks & Mobile Money

Send payments to local and international banks plus mobile money wallets in NGN, GBP, EUR & KES.

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GLOBAL PAYROLL

Pay your team in minutes not days

Pay your contractors and full-time employees with  a few clicks and they will receive the payment in minutes

Automatic calculations, deductions

Our system automatically calculates tax, pension, and other deductions. Easily add bonus and reimbursement without stress

Multi-currency payroll

Power your multiple countries and currencies payroll with just a single currency

Autopilot payroll & payslips

Set it up once and forget about it as our system will automatically pay your team on their pay day with a well detailed payslip.
PAYROLL

Pay Your African Talents with a Single Click

Manage and pay your African staff in their preferred currencies.

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COMPLIANCE

Onboard employees in Africa without an entity

Use Raenest EOR to onboard the best talent from Africa without opening an entity.

Create, send and sign contract compliantly

A single tool for creating, sending, and signing employment contracts that are compliant with local laws in seconds.

We handle your tax and other statutory payments

Raenest remove the pain around  tax, pension calculation and remitting for your African based employees.

CARDS

Create Virtual Cards

Create fully customizable cards to manage expenses. Set spending limits and spend on Facebook, Google ads, Netflix, Zoom, Apple Music, AWS, Ali Express, etc.

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CARDS

Get cards that work anywhere

Create USD cards that work across millions of websites such as Facebook, Google ads, Netflix, Zoom, Apple Music, AWS, Ali Express.

A card you can control

Set spending limits, terminate or freeze your card without stress. Employer can also assign a card to each team

Pay like a local globally

Travel global and spend effortlessly with your Raenest card  with no hidden fees.

INVOICES

Issue Invoices to Clients & Partners

Easily create crystal-clear invoices within seconds to manage payments from clients and partners globally.

Learn more >
FOREIGN BANK ACCOUNTS

Get Virtual USD, GBP & EUR Accounts

Receive payments from anywhere in the world in major currencies with virtual bank accounts in your name.

Learn more >
SEND PAYMENTS

Make Payouts to Banks & Mobile Money

Send payments to local and international banks plus mobile money wallets in NGN, GBP, EUR & KES.

Learn more >
CARDS

Create Virtual Cards

Create fully customizable cards to manage expenses. Set spending limits and spend on Facebook, Google ads, Netflix, Zoom, Apple Music, AWS, Ali Express, etc.

Learn more >
PAYROLL

Pay Your African Talents with a Single Click

Manage and pay your African staff in their preferred currencies.

Learn more >
RECEIVE MONEY

Create global bank accounts in your business name

Get USD, GBP, EUR and NGN accounts seamlessly

Easily receive via numerous methods

Your accounts works with ACH, Domestic wire, SWIFT, Faster Payments, CHAPS, SEPA, etc.

Earn Rewards

Enjoy monthly rewards when you receive and transact.

CARDS

Get cards that work anywhere

Create USD cards that work across millions of websites such as Facebook Ads, Google Ads, Canva, Zoom, GCP, AWS, Netlify and much more.

A card you can control

Set spending limits, terminate or freeze your card without stress. Assign a card to each team.

Pay like a local globally

Travel global and spend effortlessly with your Raenest card  with no hidden fees.

INVOICES

Invoice without border

Create a crystal clear professional invoices with just a few clicks and get paid globally.

Choose how you want to be paid

Select from a wide range of payment options such as bank transfer, Paypal, Wise, Card and others.

Schedule and automate receivables

Easily automate billing of your clients while you focus on your work.

Receive money without borders

Competitive exchange rates.

Secured high quality tech protection

Beautiful cards for your spending

Add money from
anywhere

Fund your wallets via numerous channels

SOME OF OUR BACKERS
Arise Health logoThe Paak logo
The Paak logoEphicient logo
Arise Health logoThe Paak logoThe Paak logoArise Health logoThe Paak logo

What our customers
are saying

Quote

Raenest has been a game-changer for Fez Delivery. Managing cross-border payments used to be a challenge, but with Raenest, we can pay our international partners seamlessly and receive payments globally without hassle.

Seun Alley

CEO @ Fez Delivery

Quote

Raenest has been a key part of our people stack! They unlock access to other African countries by facilitating seamless payments. Their service enables us to first convert money to the preferred currency of the partner and then subsequently pay the partner through their channel of choice.

Fola Folowosere

CEO @ Fanbants

We're delighted with the ease of use of the platform and the flexibility provided by the Raenest team, and they have become a crucial part of our local operations.

Reinier van Scherpenzeel

COO @ Tunga

Quote

Raenest makes it easy to ensure our team and partners get paid, no matter the region of the world they work in. That’s very important for a company like ours that’s completely remote.

Mo

CEO @ Loomo Finance

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Raenest is a Financial Technology (FinTech) Company, not a Bank. Banking services are provided by Regent Bank, Member FDIC. Raenest is not FDIC insured. FDIC deposit insurance up to $250,000 per qualified customer account on a "pass-through" basis, for which certain conditions must be satisfied. FDIC insurance only covers the failure of Regent Bank, Member FDIC. The Raenest Debit Cards are issued by Regent Bank, Members FDIC, pursuant to licenses from MasterCard.