Receive and spend money globally
Get paid from anywhere in global currencies and do more with money—spend, earn on savings, and invest.
Backed and trusted by the best in fintech and venture capital
Over 1,000,000 people love us. You will too.
Hear some of them yourself.
I could not imagine how great Raenest works until I signed up with them. Honestly, this is my first time reviewing about any website but I must say that I'm happy to write how excellent this Online bank operates
The platform is intuitive, seamless and easy to use. It is also the Fintech platform with the best exchange rates for sending money.
Raenest is a great company with one of the best supports I’ve ever seen.
Raenest has been helping me since last year that I found it, I don't have to stress about transfer anymore as it comes quickly and very fast.
Receive money
The reliable way to get paid
Get paid on time, every time, with accounts in USD, GBP, or EUR, plus easy invoicing and payment links.
Learn more
Global accounts
Cards
Send money
Earn
Raenest for everyone
Raenest for business
Join over 600 businesses making international payments and receiving money in 13+ countries on Raenest business.
Your money, everywhere you are.
Withdraw funds to bank accounts and mobile money in over 70 countries, seamlessly connecting with PayPal, Payoneer, Wise, Mastercard, Revolut and many more.
Creators
Freelancers
Designers
Developers
Remote workers
Marketers
use Raenest to receive and manage their money — save, spend, and invest.
At Upwork, Andela, Fiver, Toptal, Contra, YouTube, Freelancer, Peopleperhour, Deel and anywhere you need to get paid.
Get Paid Globally in 3 Easy Steps
1
Quick Sign up
Create your account in minutes—input legal name, strong password, and confirm verification code.
2
Verify Your Identity
A quick and secure verification process. This is important to help you keep your account safe.
3
Get Your Accounts & Cards
Start receiving payments, saving in foreign currencies, and spending globally.
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Frequently asked questions
Raenest is a Financial Technology (FinTech) Company, not a Bank. Banking services are provided by Regent Bank, Member FDIC. Raenest is not FDIC insured. FDIC deposit insurance up to $250,000 per qualified customer account on a "pass-through" basis, for which certain conditions must be satisfied. FDIC insurance only covers the failure of Regent Bank, Member FDIC. The Raenest Debit Cards are issued by Regent Bank, Members FDIC, pursuant to licenses from MasterCard.
You’ll receive instant access to your account once you’ve submitted all required information and completed verification.
The fees for incoming transfers are determined on a case-by-case basis. For a detailed breakdown of charges, please consult our full fee schedule here.
We don’t charge any conversion fees. You can view current exchange rates for major currencies free of charge on Raenest.
Yes, you can use your USD account to receive payments from any platform that supports USD bank deposits.